Lecture series "Actuarial Modelling Club"
 

Accidents that never happened: Generative AI and fraud in motor insurance

Bartosz Gaweda, Milliman

Generative AI is reshaping insurance fraud through fabricated or manipulated images used at underwriting and in claims, distorting both risk assessment and real payments. Based on completed research, results from a global image-assessment quiz show consistently poor human detection, while existing AI image detectors face limitations related to accuracy, rapid model evolution, and privacy and compliance. Mitigating GenAI image fraud requires strengthening the insurance process end to end, with clearer controls for how evidence is obtained, verified, handled, and escalated, rather than relying primarily on a single detection tool.

Milliman kindly invites participants to drinks and sandwiches after the presentation!

 
About the speaker

Bartosz Gaweda is a Manager in Milliman. Actuary with over ten years of experience in P&C insurance, spanning pricing, reserving, and data & analytics. Focused on applying AI and advanced analytics in insurance, with emphasis on machine learning for motor pricing and fraud detection

 
When / Where

• Tuesday, 14 April 2026, 17:00 (approx. 1 hour)

• Freihaus Lecture Hall 8 - Nöbauer Hörsaal,
  Freihaus building, 2nd floor, yellow area (campus map),
  TU Wien, Wiedner Hauptstrasse 8-10, 1040 Vienna (google maps)
   
  or online participation (details)

Registration

• Registration form

For on-site participation, registration is mandatory (regardless of whether a confirmation of attendance is requested).
For online participation, registration is necessary for confirmation of attendance is requested.
Everyone is welcome to attend the lecture; membership at an actuarial association is not required.
There is no participation fee.

CPD - Continuing Professional Development

Attendees will receive 1 CPD point from the Actuarial Association of Austria (AVÖ). The confirmation of attendance (registration required) will state the duration of participation for CPD recognition by other national actuarial associations.

AMC - Actuarial Modelling Club

This talk is part of the "Actuarial Modelling Club" lecture series. These events aim to create a discussion forum for actuaries, where current topics are presented and debated. They also offer students - particularly those in financial and actuarial mathematics - valuable insights into practical applications and opportunities for personal networking.

You are welcome to contact the AMS organisers with topic suggestions.

AMC Organisers

The AMC lecture series is organized by the Research Unit Financial and Actuarial Mathematics (FAM) of TU Wien in cooperation with members of the Actuarial Association of Austria (AVÖ):

Julia Eisenberg* (FAM @ TU Wien),
Karin Hirhager** (austrion Life Insurance),
Reinhold Kainhofer** (Wiener Städtische),
Andrea Rauter** (B&W Deloitte),
Uwe Schmock* (FAM @ TU Wien) und
Christina Ziehaus*/** (Generali)

* Members of the Education and Professionalism Committee of AVÖ
** Fully Qualified Actuary of AVÖ

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